Buying your first home is one of life's most significant achievements, and it can feel like a daunting process. At Moreland, we understand this journey intimately and are here to provide expert guidance every step of the way. Our commitment to you means we treat every customer with the utmost respect, handling your property search as if it were our own.

Where to Begin Your Property Search

The first question many first-time buyers ask is, 'Where should I look?' This isn't just about geographical location, but also about the types of properties that suit your lifestyle and budget. Consider your priorities: proximity to work, schools, amenities, transport links, and green spaces. Research different areas thoroughly, visiting at various times of day to get a true feel for the neighbourhood.

Online property portals are an excellent starting point, but for a truly proactive approach, consider our Heads-up Registration. This gives you access to properties before they even hit the main portals, giving you a crucial advantage in a competitive market. Our local knowledge is invaluable here; we can offer insights into up-and-coming areas or hidden gems that might not be immediately obvious online.

Working Out Your Budget: The Financial Foundation

Understanding your budget is paramount. This involves more than just the property price; you'll need to factor in stamp duty (if applicable), solicitor's fees, mortgage arrangement fees, valuation fees, and removal costs. A good starting point is to get a mortgage 'Agreement in Principle' (AIP) from a lender. This will give you a clear idea of how much you can borrow, strengthening your position when you make an offer.

Remember, your deposit is a key component. Government schemes like the Lifetime ISA (LISA) can help boost your savings. We always recommend speaking to an independent mortgage advisor who can compare deals from across the market and provide tailored advice. Our clear and honest communication means we'll help you understand all the financial implications.

What to Look For at a Viewing: Beyond the Aesthetics

Once you've identified properties that fit your criteria and budget, it's time for viewings. This is your chance to really scrutinise a potential home. Don't be afraid to open cupboards, check water pressure, and ask plenty of questions. Here's a checklist of things to consider:

• Structural Integrity: Look for signs of damp, cracks in walls, or issues with the roof (from the outside).
• Electrics and Plumbing: Ask about the age of the boiler and the last time the electrics were checked.
• Windows and Doors: Are they double-glazed? Do they open and close easily?
• Storage: Is there enough space for your belongings?
• Natural Light: How much natural light does each room receive?
• Garden/Outdoor Space: If applicable, assess its size, maintenance, and privacy.
• Neighbourhood Noise: Listen for traffic, neighbours, or other disturbances.
• Future Potential: Could you add value or extend in the future?

At Moreland, we encourage you to take your time during viewings. We believe in a service tailored to you, ensuring you find a home that truly meets your needs. Our dedicated point of contact will be on hand to answer any questions you have, providing proactive communication throughout the process.

Your Best Interests Always Come First

Buying your first home is a significant investment, and we are here to make it as smooth and rewarding as possible. Our expert guidance, backed by local knowledge and a commitment to putting your best interests first, ensures you receive the best possible outcome. We're not just helping you buy a property; we're building a relationship and helping you find your perfect first home.

Ready to take the next step? register for early access to properties.

Contact our local experts today for personalised advice; we're working harder for you.